A Banker Lends You His Umbrella When It’s Sunny and Wants It Back When It Rains

Mark Twain? Robert Frost? Ambrose Bierce? Ben Bernanke? Philippe Girardet? Anonymous? Dear Quote Investigator: It is remarkably difficult to obtain a loan in a difficult economic climate. This notion can be expressed with the following adage: A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back …