Quote Investigator® – Page 100

Quote Origin: I Don’t Trust a Bank That Would Lend Money To Such a Poor Risk

Robert Benchley? Marc Connelly? Corey Ford? Bennett Cerf? Apocryphal?

Question for Quote Investigator: A financially unstable comedian once asked his long-time bank for a large loan. He was dumbfounded when his request was granted, and he immediately withdrew all his money from the institution while giving the following explanation:

How can I trust a bank that would lend money to such a poor risk?

Would you please explore this anecdote?

Reply from Quote Investigator: The earliest strong match found by QI appeared in the 1967 compilation of short personality profiles titled “70 Most Unforgettable Characters from Reader’s Digest”. Playwright Marc Connelly wrote a chapter about his eccentric friend Robert Benchley who was a popular actor and humorist. One night, Connelly visited Benchley and found him in a pensive mood. Emphasis added to excerpts by QI:¹

“That bank of mine is very strange,” he said, finally. “I went there this morning because I needed a loan. And do you know something? They gave it to me just like that.”

The next day he went to the bank and withdrew his account. “I don’t trust a bank,” he muttered, “that would lend money to such a poor risk.”

Benchley died in 1945. So, the colorful anecdote was about an event that occurred many years before Connelly shared it. The story might be true. Alternatively, Benchley may have constructed a fanciful tale to entertain his friend, or Connelly may have embroidered remarks from Benchley.

Below are additional selected citations in chronological order.

Quote Origin: Experts Ought To Be On Tap and Not On Top

Winston Churchill? Harold Laski? George William Russell? Gertrude Mathews Shelby? Felix Frankfurter? Salvador de Madariaga? Robert Cecil? Anonymous?

Question for Quote Investigator: When a government or organization faces a difficult decision, its leaders must consult with expert thinkers and scientists; however, the resultant actions should not be dictated solely by the experts. Capable leaders are generalists with high-level comprehensive viewpoints; whereas, experts typically have insightful but overly narrow perspectives. Here are three ways to express this notion:

Experts must be on tap, and not on top.
Specialists should be on tap, never on top.
Scientists should be on tap, but not on top.

This adage has been attributed to statesman Winston Churchill, influential economist Harold Laski, and Irish writer George William Russell. Would you please explore this topic?

Reply from Quote Investigator: The earliest match located by QI occurred in a Dublin, Ireland periodical called the “The Irish Homestead” in 1910. George William Russell was the editor, and he wrote a piece about legislation that included the following. Emphasis added to excerpts:¹

Our theory, which we have often put forward, is that experts ought to be on tap and not on top. We have had during our career a long and intimate knowledge of experts, most interesting men in their own speciality to which they have devoted themselves with great industry and zeal. But outside this special knowledge they are generally as foolish and ignorant as any person one could pick up in the street, with no broad knowledge of society or the general principles of legislation.

Below are additional selected citations in chronological order.

Quote Origin: Whoever Said Money Can’t Buy Happiness Didn’t Know Where To Shop

Gertrude Stein? Joanna Lee? Fred Neher? Kate Osann? George Gobel? Bo Derek? John E. Gibson? Anonymous?

Question for Quote Investigator: Twisting timeworn adages produces new comical sayings. Altering a hoary remark about wealth and happiness yields a maxim for shopaholics:

Anyone who says money doesn’t buy happiness doesn’t know where to shop.

The prominent literary figure Gertrude Stein has received credit for this saying. Is this attribution accurate?

Reply from Quote Investigator: QI has been unable to find substantive evidence to support the ascription to Gertrude Stein who died in 1946. The linkage may have been established by a misreading of the text in the 1987 citation presented further below.

The earliest match known to QI occurred in an episode titled “All About Eva” from the third season of the television series “Gilligan’s Island”. The episode was written by Joanna Lee and first broadcast on December 12, 1966 according to the Gilligan’s Island Wiki on the Fandom website.¹

QI watched the episode and verified the following dialog. Emphasis added to excerpts by QI:²

Professor (Russell Johnson): “Well, I’m sorry folks, but money can’t buy happiness!”

Mrs. Howell (Natalie Schafer): “Anyone who says money can’t buy happiness doesn’t know where to shop.”

Below are additional selected citations in chronological order.

Quote Origin: A Black Cat Crossing Your Path Signifies That the Animal Is Going Somewhere

Groucho Marx? Jack Oakie? Anonymous?

Question for Quote Investigator: Encountering a black cat may bring you good luck or bad luck according to a complicated rule dictated by superstitious beliefs. The nature of the omen depends on whether the cat was traveling from left to right or the reverse. It also depends on whether the cat was moving toward you or away. I prefer the simple analysis credited to the famous comedian Groucho Marx:

A black cat crossing your path signifies that the animal is going somewhere.

Did Groucho really say this? I have been unable to find a solid citation. Would you please help?

Reply from Quote Investigator: This question is difficult to resolve. The earliest citation found by QI occurred in January 1931 when the quip was ascribed to the popular actor Jack Oakie. Yet, in July 1931 the joke was credited to Groucho Marx. Currently, Oakie is the leading candidate for authorship although future research may switch the attribution.

“The Marion Star” of Marion, Ohio published a piece about Oakie in January 1931 that included six jokes about superstitious beliefs. Here were three of them. Emphasis added to excerpts by QI:¹

Oakie, you know, doesn’t believe in signs and superstitions and has drawn up a list of good and bad signs which can’t fail. Here are a few of them:

“A black cat crossing in front of a person signifies that the animal is going somewhere.

“Throwing salt over one’s shoulder is likely to give the impression that the wearer has dandruff.

“Thirteen is unlucky at a dinner when the host has only twelve chops.

The original phrasing of the black cat joke differed a bit from the common modern version.

Below are additional selected citations in chronological order.

Quote Origin: Nothing Can Stop a Person with the Right Mental Attitude from Achieving His or Her Goal

Thomas Jefferson? W. W. Ziege? Elbert Hubbard? Orison Swett Marden? Anonymous?

Question for Quote Investigator: Several spiritual traditions assert that thoughts and beliefs can directly alter the world. Maintaining a positive outlook is highly desirable as indicated in the following proposition:

Nothing can stop a person with the right mental attitude from achieving his goal; nothing on earth can help a person with the wrong mental attitude.

These words are often attributed to U.S. statesman Thomas Jefferson, but I have been unable to find a citation. Would you please explore this topic?

Reply from Quote Investigator: Researcher Anna Berkes of Monticello.org states that the quotation has not been found in any of the writings of Thomas Jefferson, and the ascription is deemed spurious.¹

The earliest strong match located by QI occurred in “Forbes” magazine in January 1948 within a section called “Thoughts on the Business of Life”. The statement was credited to W. W. Ziege who was a high-level member of AMORC (Ancient Mystical Order Rosae Crucis). Emphasis added to excerpts by QI:²

Nothing can stop the man with the right mental attitude from achieving his goal; nothing on earth can help the man with the wrong mental attitude. — W. W. Ziege.

No precise citation was given in “Forbes” magazine, and QI has not yet found a closely matching statement within the writings of Ziege, but he did craft a semantically similar remark in a 1945 piece published in “The Rosicrucian Digest”. Details are given further below.

Here are additional selected citations in chronological order.

Quote Origin: Tired of Buttoning and Unbuttoning

Englishman? Frenchman? Lord Byron? Apocryphal?

Question for Quote Investigator: The quotidian activities of life induce lassitude and even despondency in some people. I have heard that an eighteenth century suicide note placed blame upon the following perpetual exercise:

I weary of all this buttoning and unbuttoning.

Is this tale genuine or apocryphal?

Reply from Quote Investigator: In 1758 “The Public Advertiser” of London printed a piece titled “On Life” by G. S. that highlighted the stupefying task of manipulating buttons. Emphasis added to excerpts:¹

Life as a repetition of the same dull, insipid routine of insignificant actions of buttoning and unbuttoning, of sleeping and waking, of eating, and hunger returning, and these ditto, ditto repeated…

The article recommended spiritual faith and thoughts of Heaven to overcome unhappiness.

In 1792 a collection of anecdotes and wit published in London titled “Scrapeana: Fugitive Miscellany” edited by John Croft included a claim about a suicide note. The name of the deceased was omitted:²

Colonel _______ shot himself, and left a paper on the table expressing that he was grown weary of life, and tired of buttoning and unbuttoning, adding this verse:

The very best remedy after all,
Is a good resolution and a ball.

The “ball” was probably a reference to early bullets which were spherical in that time period. QI does not know whether this story was based on an actual event or simply a morbid joke.

Below are additional selected citations in chronological order.

Quote Origin: Books Aren’t Written, They’re Rewritten. Including Your Own

Michael Crichton? Apocryphal?

Question for Quote Investigator: Michael Crichton wrote numerous popular books and screenplays including: Jurassic Park, The Andromeda Strain, Westworld, Congo, Sphere, and The Lost World. Yet, each work entailed strenuous effort and required multiple drafts. Apparently, he offered the following advice to aspiring authors:

Books aren’t written, they’re rewritten. Including your own.

Would you please help me to find a citation?

Reply from Quote Investigator: In 1983 Michael Crichton published a non-fiction book titled “Electronic Life: How To Think About Computers”. He included a short section about debugging computer programs containing a few sentences about rewriting. Emphasis added to excerpts:¹

The whole idea of debugging puts people off, though I don’t know why. Writers often say that books aren’t written, they’re rewritten. And in fact most formal assemblies of information—proposals, applications, speeches, presentations, designs—go through several drafts or revisions.

Crichton disclaimed credit for the remark about rewriting because it was already in circulation. Also note that the text above did not contain an exact match for the target quotation.

The earliest exact match located by QI occurred in the September 1986 issue of “Writer’s Digest”. The managing editor Thomas Clark published “174 Tips From Bestselling Writers”. The article introduction suggested that inquiries were sent to a large group of writers, and the responses were gathered and edited by Clark:²

We asked some of today’s bestselling authors for such scouting reports: for opinions on the difficult realities writers face, for the most valuable advice they received from mentors and other guides; for the suggestions they wish they’d received at the start of their careers.

Here are three items from the collection. The ellipsis occurred in the original text. Emphasis added to excerpts:³

Treat it as a job—not a mystical calling. Then you’ll get up every morning and go “to work” instead of waiting for the muse to attend you.
—Jean Brody
A Coven of Women

Books aren’t written, they’re rewritten. Including your own. It is one of the hardest things to accept, especially after the seventh rewrite hasn’t quite done it. . . .
—Michael Crichton

One must develop his or her individual voice—that’s what we call style, the name of the writing game.
—Judith Crist

Below are additional selected citations in chronological order.

Quote Origin: The Day the Child Realizes That All Adults Are Imperfect He Becomes an Adolescent

Alden Nowlan? John Robert Colombo? Anonymous?

Question for Quote Investigator: Young children often view adults with awe. Even disobedient ones fear the deity-like powers of adults. Yet, over time the cracks in the façade of authority grow. Some author has stated:

The day the child realizes that all adults are imperfect he becomes an adolescent.

Would you please help me to find a citation?

Reply from Quote Investigator: In 1971 the prominent Canadian poet Alden Nowlan published the collection “Between Tears and Laughter” containing the work “Scratchings”. The fourth stanza described a mental voyage. Emphasis added to excerpts:¹

The day the child realizes that all adults are imperfect he becomes an adolescent; the day he forgives them, he becomes an adult; the day he forgives himself he becomes wise.

Below are additional selected citations in chronological order.

Quote Origin: We Must Be Willing To Change Our Belief System, Let the Past Slip Away, Expand Our Sense of Now, and Dissolve the Fear in Our Minds

William James? Gerald G. Jampolsky? Judy J. Johnson? Apocryphal?

Question for Quote Investigator: Recently, I came across a quotation attributed to the famous philosopher and psychologist William James about the difficult task of changing one’s belief system. He stated that one must let the past slip away, and one must dissolve fears. I do not recall where I read this statement, and now I am not sure it was really from James. Would you please help?

Reply from Quote Investigator: QI has found no substantive evidence that William James authored a matching quotation, and QI conjectures that the common misattribution is due to an error in a 2009 book. Details are given further below.

In 1979 psychiatrist and bestselling author Gerald G. Jampolsky published “Love Is Letting Go of Fear” which included the following passage. Emphasis added to excerpts:¹

The world we see that seems so insane is the result of a belief system that is not working. To perceive the world differently, we must be willing to change our belief system, let the past slip away, expand our sense of now, and dissolve the fear in our minds. This changed perception leads to the recognition that we are not separate, but have always been joined.

Below are additional selected citations in chronological order.

Quote Origin: Your Margin Is My Opportunity

Jeff Bezos? Adam Lashinsky? Om Malik? Apocryphal?

Question for Quote Investigator: Business leaders often boast about the profit margins of their corporations, and some stock analysts praise companies which maximize that metric. Yet, a self-satisfied attitude attracts dangerous competitors. Jeff Bezos, the entrepreneurial founder of the Amazon juggernaut, has received credit for this trenchant remark:

Your margin is my opportunity.

Is this quotation authentic? Would you please help me to find a citation?

Reply from Quote Investigator: The earliest match found by QI appeared in November 2012 on the website of business magazine “Fortune” within a lengthy cover article titled “Amazon’s Jeff Bezos: The Ultimate Disrupter” by journalist Adam Lashinsky. The piece contrasted the approaches of Amazon versus Apple and asserted that Amazon followed a low-price and low-margin strategy. Emphasis added to excerpts by QI:¹

A favorite Bezos aphorism is “Your margin is my opportunity.” In fact, whereas Apple has long prided itself for premium prices—with the operating margins to show for it: 31% in 2011, vs. 2% for Amazon—Amazon sells at the bare minimum needed to break even, on the assumption it will make money elsewhere.

The quotation may have come from an interview of Bezos conducted by Lashinsky although the phrase “your margin” does not quite fit when addressing a journalist. Some other quotations in the article appear to have been gathered during an interview.

Below are additional selected citations in chronological order.